Lower fees. Clear pricing.
One platform to accept payments, issue your own cards, and get funded the same day.
Payments
From tap, to deposit.
That is the entire process. Your customer taps, and the money is in your account the same day or the next — nothing for you to chase, reconcile or manage in between.
Ecosystem
One platform,
every way to get paid.
In store, online, mobile, invoiced, subscription, government and municipal — we process everything. Every channel, one balance, one dashboard, one relationship.
See the hardwareHardware
Built for the counter,
and beyond it.
Business OS
Your business,
in real time.
Cards
Your brand, on every card.
Run your own card program under your own name — physical and virtual cards, wallets and instant-access balances for your customers, carrying your brand on every one. GeminiPay handles the issuing, the rails, the limits and the compliance underneath.

Restaurants
From first order to final tip.

Retail
From browsing to checkout in seconds.

Healthcare
Care first. Billing that follows quietly.

Peptides
Advanced peptide solutions. Proven results.

Construction
From estimate to final payment.

Hospitality
Check in, check out, one folio.

Enterprise
Hundreds of locations. One ledger.

CBD
Natural wellness. Scientifically crafted.

Online
seamlessly integrate payments anywhere.
Beyond payments
More than
a processor.
Disputes
Rapid Dispute Resolution settles eligible disputes at the network, before they ever become chargebacks. And when your funds are held during an investigation, bridge funding covers the gap — interest-free, for as long as the review takes, so a dispute never becomes a cash-flow problem.
Crypto
Take digital currency at the counter or online and settle in dollars the same way you settle everything else. Accept, convert and settle without adding regulatory surface to your business — with stablecoin payouts whenever you want them instead.
Capital
Same-day and next-day funding as standard, advances against future volume, and — for companies we believe in — direct investment.
Payouts
Send money anywhere, quickly and at lower cost. Pay individuals or businesses around the world without the delays and fees of traditional international banking. We use local payment networks and modern payment rails to move money across borders in minutes, with competitive exchange rates, built-in compliance, and complete transaction tracking.
The difference
Payments
should pay
you back.
Most processors show up to collect a percentage and disappear. Our model is built the other way around.
Rates we negotiate for you
We work with our banking partners to negotiate your rate, then build pricing around your industry, ticket size, volume and payment mix — not a package written for a thousand unrelated businesses.
Same day or next day funding
Money from today's batch reaches your account the same day or the next business day, on a schedule you know in advance. No three-day float, no wondering where the deposit went.
A share of the profit
Your business receives 15% of the monthly profit we earn processing your transactions. Processing stops being only an expense.
Referrals that keep paying
Refer another business and receive 15% of our monthly processing profit from that account too — for as long as they stay with us.
The cash discount option
Customers who pay cash receive a discount, while the card price covers the cost of processing — so, all of your card processing expense goes away.
Every agreement reviewed
Our agents don't have the final say. Every merchant agreement goes through our team — pricing, fees and terms checked against exactly what was promised — before it is approved.
Held funds don't stop your business
If a dispute or a hold locks up your money, bridge funding keeps your cash flow moving while it is resolved — interest-free for the length of the review. No waiting months on someone else's timeline.
Introductions, not just invoices
Our network becomes an extension of yours — customers, strategic partners and opportunities that would otherwise never reach your business.
Support that doesn't disappear
Direct access to people who already know your account and your business. After you sign, not just before. No getting passed around repeating the same story.
We invest in companies we believe in
When we see real vision and growth potential, we would rather build with you than bill you — capital, relationships and strategic support behind the business, not just the transactions.
Security
Your money, protected.
Consolidation
Payments should work harder.
GeminiPay
One platform.
Credibility
Powering
business
everywhere.
Restaurants, retailers, clinics, contractors, hotels and multi-location operators — running on one platform, with one relationship behind it.
Partners
Build your
book with us.
Agents, ISOs, developers and referral partners run on the same platform our merchants do — with the pricing control, the residuals and the support desk behind them.
Become an agent
Write your own pricing on our negotiated rates, keep a residual on every account for as long as it processes, and hand the underwriting, deployment and support to us. Every agreement is reviewed by our team before approval, so what you promised is what the merchant gets.
The partner portal
Submit applications, track approvals, monitor live volume across your portfolio and see your residual statement as it builds — one login, no waiting on a monthly PDF from someone else's back office.
Refer and earn
No licence, no quota. Introduce a business you already know and receive 15% of our monthly processing profit from that account, for as long as they stay with us.
Referral partners & developers
Banks, accountants, POS resellers, agencies and software platforms — embed GeminiPay, or simply send business our way. We handle the merchant relationship exactly the way you would want it handled.
Move money.
Move forward.
Better rates, a share of the profit, funding when you need it, and people who answer. Everything you need to accept payments and run your business.
info@geminipay.co