Card issuing · Fully white labeled
Your brand, on every card.
A completely white labeled program. Physical and virtual cards carry your name and your artwork — GeminiPay appears nowhere. We handle the issuing, the rails, the limits and the compliance underneath.
What you can issue.
One white labeled program, several card types. Start with the one you need and add the rest without rebuilding anything.
Consumer cards
Debit or credit cards under your brand, for the customers you already have and the ones you are still winning.
Virtual cards
Issued instantly, spendable in seconds, in Apple Pay and Google Pay from the start.
Physical cards
Your artwork, your name on the front, your logo on the back. Personalised and posted.
Expense cards
For staff and contractors, with per-card limits and merchant-category controls.
Loyalty on the card
Earn and redeem at the point of sale, without a second app or a second card.
Why businesses run their own program.
A card carrying your name changes the relationship. It also changes the economics.
Only your brand appears
Your name on the card, your logo on the packaging, your details on the statement. Ours appear nowhere.
Customers come back
Rewards live on the card itself, so every visit builds a balance worth returning for. Points earned with you can only be spent with you, and a card in the wallet keeps your name in front of them between visits.
Interchange becomes revenue
You earn on spend rather than only paying to accept it.
Support in your name
Card statements, notifications and the support number all carry your brand, not ours.
Spend controls that fit your model
Limits, categories, geographies and freeze-on-demand, set by you and changed instantly.
The compliance sits with us.
Issuing is a regulated business. You get a white labeled program; we carry the bank relationship, the scheme membership and the obligations that come with them.
- Bank sponsorship
- Scheme membership
- KYC & onboarding
- Sanctions screening
- Transaction monitoring
- Dispute handling
- PCI-compliant card data
- Tokenisation for wallets
- Limits & velocity rules
- Statement generation
- APIs & webhooks
- Program reporting