Capital

Funding today. Capital for what’s next.

Receive upfront capital based on your future card sales. Repayment adjusts automatically with your revenue—when sales are slower, you repay less.

Preapproved for
$120,000
Accept offer
Funded
Your account+$120,000

Capital options built around your payments.

  • Merchant advances

    Receive upfront capital based on your future card sales. Repayment adjusts automatically with your revenue—when sales are slower, you repay less.

  • Payment-backed financing

    Access larger amounts with longer terms, based on the consistent payment volume processed through GeminiPay.

Underwritten on what you actually process.

  1. You ask

    A conversation, not a portal. Tell us the number and what it is for.

  2. We look at the flow

    Your processing history does the work a business plan would normally do.

  3. Terms in writing

    The cost, the holdback and the expected term, in plain figures, before you commit.

  4. Funded

    Usually the next business day, straight into the account your deposits already go to.